First Steps

Typically, your first step is to fill out our online application. This application is used to determine your credit status and the steps you will need to take so that you can either lease or lease purchase your home within the 1-3 year timeframe.

Once approved, you will be able to select from our Available Homes. We will work with you and introduce you to Credit Repair Specialists and Mortgage Brokers that are familiar with what we do and will help you if you want to lease purchase.

Many lenders consider the execution of the Option Agreement as a refinance loan rather than a purchase loan. A refinance loan usually has more liberal underwriting criterion than a purchase loan. Therefore, refinance loans are easier to qualify, also increased equity may be considered in the loan to value consideration.